Rate Calculator
Enter the appropriate values below and then click on "Calculate" to view the calculations.

Applicant's Name or File Number

For Premium Calculations
County
Rate Type
Purchase Price
Mortgage No. 1
Mortgage No. 2
(if any)

Add Endorsements


Property Type




Apply 15% Discount?
Note: A 15% discount will be applied to Owner's policies on amounts up to $1,000,000 issued by title insurance companies like Fidelity, Chicago, First American, Westcor, Stewart, Commonwealth, and Old Republic.


For Reissues:
Current Mortgage(s) Enter the larger of current mortgage(s) or purchase price. "Current" means taken within the last ten years and considers original face amounts, not the unpaid balance.
Is Property Residential 1-4 Family? Note: Answer "No" to this question if not owner occupied, or is not a refinance of an existing loan (i.e. if the transaction does not qualify for Rate sections 14A or 14B)
Same Lender as Refinanced Loan?  


For Mortgage Tax Calculations
Unpaid Balance If mortgage(s) is/are to be consolidated with existing mortgages, enter the unpaid balance of existing mortgage(s). Mortgage tax is figured on "new" money.
Less than 1 year? Indicate (for New York City transfers only) if existing mortgage is less than one year old. NYC aggregation rules will be applied.

State Transfer Tax
Is buyer paying state transfer tax?  

Local Transfer Taxes
Local City, Town, or Jurisdiction Select jurisdiction imposing additional transfer tax.

Add Recording Charges